Care That Fits Your Budget

Dental Financing & Payment Options

Ways to pay

Flexible Options for Everyone

Choose what works for you, or combine them. Our Hagerstown team will walk you through each option before treatment begins.

PPO Insurance

We submit claims to most PPO dental plans with out of network benefits so you don’t have to handle the paperwork.

Monthly Financing

Spread the cost of care into manageable payments through our four lending partners.

DenVantage Membership

No insurance? Cleanings, exams, and x-rays are fully covered, and everything else is discounted by 15%.

Credit Cards

All major credit cards are welcome.

Cash & Check

Pay directly at the time of your visit.

HSA & FSA

Use your pre-tax health savings for eligible dental care.

Out-of-network dental provider

How out-of-network insurance works

We’re out of network with all insurance companies, but most PPO plans still include out-of-network benefits. We do the legwork so you can use them.

1

Bring your insurance card

We’ll review your plan’s out-of-network benefits with you.

2

We submit the claim

Our team files your claim directly with your PPO provider.

3

Your plan pays its share

Your insurer pays according to your out-of-network coverage.


Questions about your plan? Our team is happy to help.

dentist with patient

No insurance? No problem.

Save with DenVantage membership

Our in-house membership gives you savings on all of your dental services. If you don’t have insurance, it’s a simple way to get the care you deserve without the guesswork.

✔ Cleanings Covered

✔ Exams Covered

✔ X-Rays Covered

✔ Discounts on All Other Care

How DenVantage Compares

Typical PPO Insurance

  • Covered up to plan limits
  • Fully covered
  • Partial coverage after deductible
  • 15% off full fee
  • Usually capped
  • No cap
  • Common for major work
  • None
  • Required
  • None

How DenVantage Compares

Cleanings, Exams, & X-rays

PPO

  • Covered up to plan limits

DenVantage

  • Fully covered

Other treatment

PPO

  • Partial coverage after deductible

DenVantage

  • 15% off full fee

Annual maximum

PPO

  • Usually capped

DenVantage

  • No cap

Waiting periods

PPO

  • Common for major work

DenVantage

  • None

Claims paperwork

PPO

  • Required

DenVantage

  • None

protect your investment

Dental implants backed by our warranty

Is there a warranty on dental implants? At Potomac Dental Centre, yes. Your implants are an investment in your health, and we stand behind them.

Learn More

Financing FAQs

We’re out of network with all dental insurance companies, but we’re happy to submit claims for PPO plans. Most PPO plans include out-of-network benefits, and we’ll help you understand yours.

Our DenVantage membership fully covers routine cleanings, exams, and x-rays, and provides a 15% discount on every other service.

We require payment on the day of service from all patients, to maximize our ability to provide immediate treatment. This enables us to deliver prompt and personalized dental care by tailoring treatment plans based on your unique needs, without limitations imposed by insurance coverage.

Always. You will receive a treatment plan before any work is done so that you aren’t left with any surprises.

Some partners, like Cherry, let you check your options with a soft credit inquiry that doesn’t affect your score. Each lender’s terms differ, so ask our team which fits you best.

Don’t let cost delay your care

Our team will help you find the payment option that works for you, so you can focus on a healthier mouth and a healthier you.

Learn More

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